Roadmap · Intent, not promises
Where ClariFi is headed
Where the app stands today
- 3,500+
- automated checks every release must pass
- 47
- account types the wealth engine models
- 5
- countries' rules built in
- 5,000
- Monte Carlo trials behind every projection
01 · Shipped
The day already came for these
Recently landed — in the app today, behind the release gate.
Your money, connected
- Bank & brokerage sync
Canadian banks, cards, and brokerages connect through Plaid — balances, transactions, and investment holdings, automatically.
Why it mattersThe app starts from truth, not typing.
- Recurring payments & bill reminders
Subscriptions and bills detected from your history, with a nudge the day before each one hits.
Why it mattersThe quiet leaks are the expensive ones.
- Transaction rules engine
Teach it once — "this merchant is always Groceries" — and every future import obeys.
Why it mattersA budget you don't re-file every week is one you keep.
Wealth that thinks ahead
- Retirement Lab
A 5,000-trial Monte Carlo on your real accounts — a readiness score, not a guess.
Why it matters"Am I on track?" deserves math, not vibes.
See it on the tour → - Investment tracking
Holdings, allocation, and what your funds actually cost you.
Why it mattersFees compound just like returns do.
What fees really cost →
Built like it matters
- Share with your partner
One combined picture across two phones, by invite link. Either person can leave anytime.
Why it mattersMoney is a team sport in most households.
- Cloud backup & multi-device sync
Optional — sign in with Apple or Google. Without an account, everything stays on your device.
Why it mattersYour call, not a requirement.
- Your data, exportable
Transactions to CSV, wealth data to JSON, restore from backup.
Why it mattersNumbers that can leave are numbers you own.
- Release-gate hardening
Every release passes 3,500+ automated checks — money math, sync, imports, edge cases — before it ships.
Why it matters"Shipped when solid" is a mechanism, not a slogan.
You are here
02 · Building now
Golden hour
On the bench right now. When these are green, they ship.
- In TestFlightApp Store release
ClariFi is in TestFlight early access today; the public App Store release is being prepared. Early-access testers keep shaping it until then.
Why it mattersNo availability claims until it's real — that's the house rule.
- In progressSiri & voice intents
Log a coffee or ask for today's number without opening the app.
Why it mattersThe fastest log is the one you don't type.
- OngoingEarly-access polish
Whatever testers find, fixed fast — that's the point of this phase.
Why it mattersThe feedback loop is the feature.
03 · Planned next
As the light turns
The queue, in its honest order. No dates — the order is the promise.
- US bank support
Bank sync is Canada-first today. United States institutions are next — the plumbing is already half-built — with the UK and Europe after that.
- Cash-flow forecast
"You'll have $642 left at the end of the month" — projected from your recurring bills, income, and typical daily spend.
Why it mattersBudgets look backward. This is the number that looks forward.
- Smart alerts
Push notifications that earn their place:
"Dining is 40% above your normal."
"First-time charge: $19.99."
"On track to save $500 this month."
- Bill calendar
A month view with your expected bills on the days they'll hit.
- Deeper country support
The engines already know the US, Canada, UK, Australia, and India — 47 account types, contribution limits, pensions. Next: tax-year boundaries, local formats, more countries.
- Categorization you can interrogate
Tap any category and see why: the matched token, the rule, the confidence. No black box.
- Partner roles
Viewer vs. editor for shared households — today both partners are full editors.
- A fair, simple paid plan
Early access is free. Eventually a paid tier covers the real cost of bank connections — and the free, on-device tier stays genuinely useful. No ads either way, ever.
04 · Exploring
Beyond the horizon
Real intentions, not scheduled work. Loud demand moves these up.
- ClariFi on the web
The same synced picture in a browser, for deep-dives that want a big screen. Later — not no.
- ClariFi for Android
The most-requested expansion, honestly placed: after iOS is excellent.
- Desktop (Mac)
For tax-season spreadsheet energy.
- Apple Watch
Two glances, no more: today's spending and your net worth.
- Receipt capture
Snap a receipt, attach it to the transaction, find it at tax time.
Some things you'll never see here.
On purpose.
- Bill negotiationMiddlemen who take a cut of "savings" aren't clarity.
- Cancel-for-you conciergeKnowing what you're subscribed to is the app's job. Canceling is one tap you make yourself.
- Credit-score monitoringEvery bank app already shows it. Duplicating it adds noise, not clarity.
- AI chatYou want clarity, not a chatbot. The numbers should explain themselves.
- In-app tradingClariFi reads; brokerages write. Watching your money and moving it shouldn't share an app.
- Carbon trackingEstimated guilt per transaction isn't personal finance.
Fewer features, kept sharp — that's the deal.
Tell me what to build next.
Every message is read by the person who builds this. Name a line from this page — it moves.
Your mail app just opened with the vote — hit send and it counts.
Nothing here is a contract; quality beats calendar. The commitment that never moves: no ads, no trackers, your data never sold. Prefer the inside view? Join the early access.
In the app
ClariFi runs this math on your real accounts.
Connect your bank once and the numbers on this page compute themselves — live, private, every day. Free in TestFlight early access.
Get early accessiPhone only for now, iOS 17+. Tools, not advice.